Employment Opportunities

PLEASE SEE THE JOB POSTINGS LISTED BELOW:

Commercial Loan Officer - Gresham Office

Request Date:
08/07/2018
 
Branch or Dept.:
Gresham Office
Position:
 
Commercial Loan Officer
Date Available:
 
08/07/2018
Location:
 
2482 E Burnside, Gresham, OR 97030
Status:
 
Exempt /Full Time
Schedule:
 
M-F 40 hours
Bank Contact:
 
Terri Elsberry, HR Officer  
Phone Number:
 
503-668-2521 
Fax Number:
 
503-668-7825
Main Office
Physical Address:
 
38975 Proctor Blvd.
Sandy, OR
Email Address:
 
telsberry@clackamascountybank.com

***Resumes are only accepted with a completed CCB Application***

CCB Applications are available at our Main Office located at
38975 Proctor Blvd.
Sandy, OR 97055

Or

Request an application by email-

telsberry@clackamascountybank.com          

A LITTLE ABOUT US . . .
We’re Clackamas County Bank - Oregon’s oldest community bank. We’ve been the hometown lender since 1911 and are currently fifth generation family managed, with family members on site, working every day alongside of us.  Our history and tradition run deep.  

If you have looked at our Call Report or seen us on your UBPR, you’ll notice we’re financially sound, conservative in nature, and find that this practice has kept our doors open for 107 years straight when others closed theirs.  To keep it simple…we keep it simple.  We’re confident in who we are and who we are not and believe in doing what’s best for our customers.

WHO WE’RE LOOKING FOR . . .
We’re on the hunt for an experienced Commercial Real Estate Lender (full salaried; non-commissioned) who enjoys solving problems that require a cross-functional understanding of how banking, finance, business and profit all come together for the big picture.  Are you highly organized, exceptional at research, and have no fear digging deep into even the most complicated credit requests?  Are you willing to roll up your sleeves on any given day . . . even Casual Friday with jeans day?  You can become a staple in our community with your own history, roots and interest in watching it thrive.  

WHAT YOUR TYPICAL DAY MIGHT BE LIKE . . .
As you might have already guessed, we operate a little bit more traditionally than your average bank.  We are over 100 years old after all!  But we’ve learned that simple and direct gets the job done.   As part of the community, we work their hours, sometimes around their hours, and then head home for our family time.  We consider weekends family time too.

As a Commercial Loan Officer you can anticipate accessing your network of clients, professionals and family to garner more business.  We’re talking loans, deposits, insurance and investments. That’s right . . . we are a tech savvy, competitive full service bank.

Analyzing and spreading financial data related to new and renewal loan requests including commercial real estate, lines of credit, equipment financing, government guaranteed loans and the occasional consumer or overdraft credit facilities.  Although most everything we handle is real estate related, our lending staff prides itself on listening to all our customers’ requests and seeking options to help them with their needs.  Oh, and did we mention you’ll do your own spreads and credit memos?  Don’t worry…Remember, we act in a simple and non-complex environment and that doesn’t stop at our underwriting theories.  

Twice weekly, you’ll meet with the bank Loan Committee where you’ll present your credit requests up to $3.5 million (that’s our max lending limit right now) and you’ll get immediate and honest feedback with quick, local decisions.  We don’t mess around here and we get deals done quickly.
You will be asked to manage and grow an assigned portion of our loan portfolio.  Please ask us about its quality. We’ve worked hard at it, we’re proud of it, and we’re prepared to show it off. 

Canvasing the streets, picking up the phone, and networking; we hope you’ll take every opportunity to tell the story of this unique, family managed institution including our rich history, deep roots, generous nature and light-hearted culture. At Clackamas County Bank, we’re all considered friends and family.  We recognize we have a common goal and we are strongest together, united as a team. 

BUT FIRST, HERE’S WHAT WE ASSUME ABOUT YOU . . .

  • Have strong analytical and problem solving skills with prior consumer and commercial lending experience with a wide range and in-depth knowledge of industry practices including demonstrated experience in credit underwriting and credit quality skills including accounting, financial statement and tax return interpretation and global cash flow analysis. 
  • Demonstrate compliance as well as follow policies and procedures within all job functions and responsibilities. Hint: we’re going to make you do monthly online training to satisfy our regulators. If you can’t commit to this…well, then it’s kind of a deal breaker. 
  • Have or have the ability to obtain your NMLS and/or MLO license (legally and without recourse of negative history). 
  • Take personal initiative and pride in your work, set a positive example for others and come to work each day with a great attitude and smile, because around here we believe that you’re responsible for the energy you bring to the office everyday and that if you put out good energy, you get good energy back. 
  • Be very proficient with Microsoft Word and Excel. 

AND WE’LL MAKE IT WORTH YOUR WHILE . . .

That’s right.  You don’t only have the opportunity to work with one of the most fun and approachable teams in Oregon’s banking industry but you’ll also get:

  • Medical, Dental, and Vision Insurance-Employer paid
  • Basic Life and AD&D Insurance, Long-Term Disability Insurance – Employer Paid
  • Optional Supplemental Life
  • Health Care and Dependent Care Reimbursement Accounts
  • Paid Vacation, starting with 3 weeks
  • Paid Holidays
  • Sick Leave accrual
  • Generous Retirement Benefits
  • 401(k)

JOB DESCRIPTION:
Establish strong business relationships with customers through solid business development activities.  This includes handling credit needs for our banking customers.  Primary responsibilities involve developing, analyzing and underwriting complex commercial, real estate and construction loans. 

JOB DUTIES AND FUNCTIONS:

  • Initiate and develop new business through outside business development activities, including encouraging referrals and repeat business
  • Participate in customer calling program
  • Provides credit, deposit and other banking services in conjunction with client management activities
  • Interviews applicants to gain information regarding their business, desire, ability and earning potential so that decisions regarding approval can be made on acceptable risk levels
  • Maintains ongoing contact with client to be kept current on significant changes in financial condition or operation In-depth knowledge of commercial industry and significant experience successfully managing customer base
  • Excellent written and verbal communication skills
  • Work independently to achieve goals
  • Assists internal and external customers, including introducing them to other products/services and other personnel when necessary
  • Develops and analyzes financial background data for new or renewed loans. 
  • Prepares credit analysis and documentation to present for approval on all borrowing requests
  • Makes decisions on loans and terms within established lending limits
  • Follow-up on current loans to ensure compliance with internal procedures and other required terms
  • Oversees the timely completion of required documents 
  • May be asked to coach, mentor, or train others.  Responsible for other duties as assigned
  • Ability to be present at required meetings
  • Ability to demonstrate compliance with all bank regulations for assigned job function and apply to designated job responsibilities


Clackamas County Bank is an EEO/AA/Veteran/Disabled Employer

EEO is the Law
EEO is the Law (Poster Supplement)
Pay Transparency
Affirmative Action Policies