Click on any one of these for more information
- Checking Accounts
- Savings Accounts
- Money Market Accounts
- Certificates of Deposit
- Individual Retirement Accounts
- Visa Check/ATM Cards
Everyone has special needs when it comes to checking. When you open a checking account at Clackamas County Bank, we'll make sure you get just the right account for your needs. The following accounts can be opened with a deposit of $200.00 or more.
Regular Checking
Unlimited check writing
$7.00 monthly service fee
No monthly service fee if minimum daily balance of $600.00
Budget Checking
$4.00 monthly fee
15 checks per month
50 cents per check after 15
Unlimited ATM access at CCB locations
Check safekeeping required
Senior Checking (Age 62 and Over)
Unlimited check writing
Monthly service fee waived
No per check fee
Club Clack Checking
Unlimited check writing
No service fee for Traveler's Checks
Accidental Death Insurance
| Monthly Service Fee | Insurance Benefit |
| $9.00 | $30,000 & $1,500 per child |
| $8.00 * | $20,000 |
| $7.00 * | $10,000 |
Total insurance amounts may be on one account signer or split between two signers.
*Does not include children's coverage.
NOW Account
Now you can earn interest on your checking account with as little as $1,000.00 deposit. At the same time this account gives you the ability to write an unlimited number of checks.
Your interest rate and annual percentage yield may change weekly at our discretion. See our separate Rate Sheet. We use the daily balance method to calculate rates to the principal in the account each day.
Interest will be compounded and credited to your account monthly, and interest begins to accrue no later that the business day we receive credit for the deposit of non-cash items (for example checks). You must maintain a minimum daily balance of $1,000 to earn the disclosed annual percentage yield.
There is an $8.50 monthly service fee, which you can avoid if you maintain a $1,000 minimum daily balance. Your account will earn no interest for any day or days that your daily balance drops below $1,000.00
Club Clack NOW Account
For only $4.00 you may add all the benefits of our Club Clack Account to your Regular NOW Account.
With a Clackamas County Bank savings account your funds are accessible and earn a competitive rate. Your interest rate and annual percentage yield may change weekly at our discretion. See our Separate Rate Sheet. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited quarterly. Interest begins to accrue the day of deposit. Nine (9) withdrawals allowed per quarter. Additional withdrawals will be charged 50 cents each. You may make **six (6) transfers from your account each month. The ATM access fee at non CCB ATM's is 75 cents per transactions, however you may have unlimited ATM usage for $3.25 per month. This will allow you to access cash from any Plus network throughout the continental United States and Canada for immediate cash from your CCB Savings Account, however after nine (9) withdrawals the 50 cent withdrawal fee will apply.
Mimimum opening deposit of $200.
If your daily balance drops below $200.00 there will be a service fee of $3.00 per month(waived for those under 18 years of age and those 62 or over).
Accounts closed within 90 days of opening will be charged $10.00.
**Federal law limits pre-authorized withdrawals to six (6) per month.
Money Market accounts can be opened with a deposit of $1,500 or more.
The monthly service fee is just $10.00, however, if you maintain a minimum daily balance of $1,500 you pay no service fee for that month. Your account will earn no interest for any day or days that your minimum daily balance drops below $1,500.
Your interest rate and annual percentage yield may change weekly or at our discretion. See our separate Rate Sheet. We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day we receive credit for the deposit on non-cash items (for example checks). You must maintain a minimum daily balance of $1,500 to earn the disclosed annual percentage yield.
You may make **six (6) transfers from your account, but only three (3) may be payments by check, draft or similar order to third parties. We count items paid against your account for the statement cycle during which we pay them. A transaction you make during one statement cycle may not be counted until a later statement cycle when it is presented to us and then paid. There is no limit to the number of transactions you can make in person at branch offices or at ATMs.
**Federal law limits you to six (6) transfers or preauthorized withdrawls from your account, but only three (3) may be payments to third parties.
People today are looking for those "just right" investment opportunities to maximize their hard earned dollars. Many are finding that Certificates of Deposit make an excellent short or long-term choice. Our Certificates are designed to give you the most competitive rates available…combined with safety and security. When you buy or renew a maturing Certificate of Deposit from Clackamas County Bank of 12 months or more, you get a special bonus. Any one time during the life of the Certificate of Deposit, you can "UP" the interest rate to the current rate for the remainder of the term.
Clackamas County Bank's Certificates of Deposit are available with maturities ranging from 30 days to 6 years. A deposit of only $1000.00 or more will allow you to earn competitive interest rates on your deposit.
Your interest rate and annual percentage yield will not change and will be in effect until maturity. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue on the business day you deposit non-cash items (for example checks). You must maintain a minimum balance of $1000.00 to earn the disclosed annual percentage yield. Qualified Certificates of Deposit must maintain a minimum balance of $10,000 to earn the disclosed annual percentage yield.
You may not make additional deposits to your Certificate of Deposit. You may not withdraw principal before maturity without a penalty but you may withdraw interest. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. The early withdrawal penalty is 30 days interest for Certificates of Deposit which mature in less than 1 year, and 90 days interest for Certificates of Deposit which mature in 1 year or more.
And remember…with a Certificate from us, you can relax knowing your deposits and the interest earned are insured by an agency of the federal government.
INDIVIDUAL RETIREMENT ACCOUNTS:
Enjoy tax savings and build security for retirement with an IRA. IRA's are one of the best tax-saving tools available, even with the changes brought on by the Tax Reform Act of 1986. An IRA investment grows tax-deferred. You don't pay taxes on interest you earn until you withdraw it. This means your money grows faster than similar investments outside the IRA. Also, your account is insured by the FDIC for up to $250,000.
Our IRA customers may invest in most of our regular Certificates of Deposit at a fixed rate (except those shorter than 1 year). The interest rate will be in effect for the term of the deposit.
Additionally, we offer a variable rate 18 month Certificate of Deposit. The interest rate and annual percentage yield may change after account opening. The interest rate may change once a month and is based on One Year Treasury Securities as published in The Wall Street Journal. Additional contributions, to the extent permitted by the IRS rules apply to Retirement Accounts. All other terms and conditions are the same as our regular Certificates of Deposit.
A Clackamas County Bank Visa Check Card is like an ATM card and check rolled into one. This card is convenient and easy to use. With the Visa Check card you have the freedom to ATM's around the continental United States. You can access your checking account funds anywhere that accepts VISA.
Additionally you can withdraw funds at any one of our 4 ATM locations at no cost. For 75cents you can access your funds from any ATM machine where you see a Plus or Star symbol or for only $3.25 per month you may make unlimited withdrawals.
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Clackamas County Bank |
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